Citi Retention Offers + Data Points [2024]

Citi entices you with introductory welcome offers when you sign up for their credit card, but what happens after the first year? While Citi credit cards typically offer decent ongoing rewards and perks, they come at a cost, often in the form of an annual fee.

If you’re unsure if it is worth paying another annual fee for your Citi credit card, you may be able to get Citi to sweeten the deal if you ask them about a retention offer. Citi, like Amex and Chase sometimes offers these to encourage you to keep your card open for one more year. While this isn’t offered to everyone, it is always worth asking. Citi may offer to waive your annual fee or offer extra points if you keep your card open.

Historical Citibank Retention Offers

Citi is known to offer decent retention offers, but you have to ask! From additional miles to statement credits to offset your annual fee, here are historical Citi retention offers:

American Airlines Citi Credit Cards

Citi offers three personal and one business American Airlines AAdvantage credit card, and is known to offer retention bonuses for all of them to select customers. Typically, the higher your annual fee, the more lucrative retention bonus you’ll receive for these cards.

AAdvantage MileUp Card​

• 5,000 AAdvantage miles after you spend $1,500 in 3 months

AAdvantage Platinum Select Card

• 3,000 AAdvantage miles after you spend $500 in 3 months
• 7,500 AAdvantage miles after you spend $1,000 in 3 months
• $99 statement credit after you spend $1,000 in 3 months

AAdvantage Executive Card

• 7,500 AAdvantage miles after spending $1,000 in 3 months
• 15,000 AAdvantage miles after you spend $5,000 in 3 months
• $300 statement credit after spending $3,000 in 3 months

CitiBusiness AAdvantage Platinum Select

• $99 statement credit after you spend $99 in 1 month
• 7,500 AAdvantage miles after you spend $1,000 in 3 months

Citi Custom Cash Card

• Earn 2X ThankYou points on all spend for 6 months

Citi Premier Card

• 5,000 ThankYou points after you spend $1,000 in 3 months
• 10,000 ThankYou points after you spend $3,000 in 6 months
• $95 statement credit after you spend $95 in 1 month
• $95 statement credit after you spend $1,000 in 3 months

Citi Preferred Card

• 7,500 ThankYou points after you spend $1,000 in 3 months

Citi Double Cash Card

• 10,000 ThankYou points after spending $3,000 in 6 months

Citi Rewards+ Card

• 10,000 ThankYou Points after you spend $3,000 in 6 months

Citi Prestige Card

• $250 statement credit after you spend $5,000 in 3 months
• 10,000 ThankYou points after you spend $3,000 per month for 3 months
• 20,000 ThankYou points after you spend $4,000 per month for 3 months

Closing Thoughts

It is usually worth your time to give Citi a call to see if a retention offer is available for your account, especially if your card has an annual fee. Many folks on Reddit report success getting their annual fee waived, or additional points, for keeping their card open one more year.

Have you received a retention offer from Citi? Leave a comment!