How To Merge & Link Discover Accounts [2023]

If you have two Discover accounts, you may be wondering how to combine them into one login so they are merged and linked together. This situation may happen if you apply for a credit card and a bank account at different times, or if you have multiple Discover credit cards.

Fortunately, this is an easy process, since Discover links your social security number to each account you have with them.

How To Link Discover Card + Bank Accounts

If you have multiple Discover products, you probably want to link them to one login. To do this, you’ll need to follow these steps:

1. Head over here: https://www.discover.com/register-account/
2. Verify each of your Discover accounts
3. Verify your identity using your email or phone number
4. Choose which login you’d like to use moving forward

If you are having issues merging your Discover accounts, we recommend trying again in a few days. This is especially true if you have a brand-new account. Most people are eventually successful by simply waiting.

How To Combine Discover Card Limits

Some folks also have multiple Discover credit cards and want to combine their credit limits to one card, for one reason or another.

To do this, the following is required:

• Both accounts have been open for at least 12 months
• Both accounts are eligible for a credit line increase
• Both accounts are in good standing

To combine your Discover credit card limits, you’ll need to chat or call Discover using the number on the back of your card.

What cards are eligible to combine limits?

Most Discover card limits can be combined upon request. This includes:

• Discover it Cash Back
• Discover it Student Cash Back
• Discover it Student Chrome
• Discover it Miles Card
• Discover it Chrome Gas & Restuarant Card
• NHL Discover it Credit Card

The only card that cannot be combined with others is the Discover it Secured Credit Card, that is because it is secured with a deposit while the others are unsecured.

Closing Thoughts

Discover is known for their customer service, and that applies to those looking to combine and link their credit cards and bank accounts. While it hasn’t always been the easiest, Discover has improved the process over the past few years. Plus, if you have multiple credit cards, you can combine your limits in most situations if you are considering closing a card or simply want one Discover Card to have a higher limit.

Have you been able to combine your Discover accounts?